Allocation Plans
Allocation Programmes
Every programme allocates client capital to segregated physical holdings — bullion, crude, or a blend of both — and credits a fixed daily rate for the life of the term. Rates, minimums and terms are set out in full below; read the risk notice before allocating.
Bullion Allocation
Segregated allocation across LBMA good-delivery gold and silver. The desk's entry programme.
30-day term · settles every business day
- Term30 days
- Minimum$500
- Maximum$24,999
- PrincipalReturned
- CreditedDaily
- Referral5%
Crude Yield
Refinery-linked Brent and WTI positions. Higher settlement rate, longer term.
45-day term · settles every business day
- Term45 days
- Minimum$2,500
- Maximum$99,999
- PrincipalReturned
- CreditedDaily
- Referral5%
Consolidated Desk
Balanced metals and energy book managed as a single mandate. The most widely held programme.
90-day term · settles every business day
- Term90 days
- Minimum$10,000
- Maximum$499,999
- PrincipalReturned
- CreditedDaily
- Referral6%
Strategic Reserve
Institutional mandate across the full commodity book, with dedicated desk coverage and quarterly review.
180-day term · settles every business day
- Term180 days
- Minimum$50,000
- MaximumUnlimited
- PrincipalReturned
- CreditedDaily
- Referral8%
Compare
Programme comparison ledger
| Term | Bullion Allocation | Crude Yield | Consolidated Desk | Strategic Reserve |
|---|---|---|---|---|
| Daily settlement rate | 1.40% | 1.85% | 2.30% | 2.85% |
| Term | 30 days | 45 days | 90 days | 180 days |
| Minimum allocation | $500 | $2,500 | $10,000 | $50,000 |
| Instrument mix | Metals | Energy | Balanced | Full book |
| Principal returned | Yes | Yes | Yes | Yes |
| Referral rate | 5% | 5% | 6% | 8% |
| Named desk contact | No | No | Yes | Yes |
| Early redemption | On request | On request | On request | Negotiated |
Illustration
Estimate a settlement schedule
Indicative only. Figures assume the full term is held to maturity with no early redemption.
Risk notice
Allocating capital to physical commodities carries risk of loss. Spot prices for gold, silver, platinum, Brent and WTI crude are volatile and can move against the underlying allocation; credited daily rates are set by the desk based on performance and are not guaranteed for future terms. Past settlement performance is not a reliable indicator of future settlement performance. Allocated capital is not a bank deposit and is not covered by any deposit-protection scheme. Early redemption before the minimum holding period may incur a reduction to accrued interest. You should not allocate funds you cannot afford to have restricted for the full term. If you are uncertain whether an allocation programme is suitable for you, seek independent financial advice before proceeding.
Read the full FAQ or speak to the desk before allocating.